What happens if my payment isn't claimed
Last updated: July 14, 2026
Every Moov Money claim link is valid for 10 days. If the recipient doesn't open the link and complete the steps to receive the money within that time, the payment expires.
What "expired" means
The recipient can no longer use the link to claim the money.
The money is not sent.
If the recipient opens an expired link, they'll see a message asking them to have you resend the payment.
What to do next
If the recipient still needs the money, simply start a new payment and share a fresh link. Each new payment gets its own link that's valid for another 10 days.
Good to know
You don't need to cancel an unclaimed payment, it expires on its own after 10 days.
If you want to stop a payment before then, you can cancel it while it's still unclaimed.
Remind the recipient to check their text messages, or where ever you sent them the link.