How to send money
Last updated: July 14, 2026
With Moov Money, you send money by starting a payment and sharing a secure link with the person you're paying. Many people send money through their bank's or financial institution's app, which is powered by Moov Money.
Steps to send money
Start a new payment from the app of your financial institution or brokerage you use to send money with Moov Money.
Enter the amount you want to send.
Optionally add a short note describing what the payment is for.
Confirm the payment. Moov Money creates a secure claim link for it.
Share the link with the recipient by text message, or using the options available in the app.
What the recipient does
The recipient opens the link, verifies their phone number, and chooses to receive the money to a debit card, Apple Pay, or Google Pay. See 📄 How to claim a payment
Good to know
There are no fees to send money.
The claim link is valid for 10 days. If it isn't claimed in that time, the payment expires. See 📄 What happens if my payment isn't claimed
You can cancel a payment before the recipient claims it. See 📄 How to cancel a payment
Only send money to people you know and trust, and only share the link with the intended recipient.